Personal housing loan business by its earnings, reliable guarantee high risk, etc, to control the favour of banking industry.

个人住房贷款业务以其担保可靠、收益较高、风险易控等特点，倍受银行业的青睐。

youdao

For business owners looking to secure a 7(a) loan, the most popular of the SBA lending programs, all the owners of a business who hold an ownership stake of 20% or more are required to personally guarantee the loan.

FORBES: Credit Scores, Cash Flow and Collateral: Upping the Odds on Your Business's First Bank Loan