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Unless otherwise specified in Loan Agreement, interest accrues on a daily basis and is calculated on the basis of a 365-day year.
除贷款协议书另有注明外，利息逐日累算，按一年365日基准计算。
Interest tis calculated on the amount of overdraft on a daily basis and charged to the account half-yearly, at a rate based on the percentage over the bank's base rate.
利息是根据银行基准利率加上百分点，按逐日的透支金额计算，每半年借记账户。
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