The secret of good bank regulation is to “lean against the prevailing wind”; force banks to build up capital and reserves in good times so they can get through bad times.

一个健康的银行的运营准则就是“不要趋之若鹜同流合污”；在经济形势好的时期强行银行积聚资本和储备资金以备不时只需。

youdao

Banks are pretty much resigned to being forced to raise more capital and to keep higher levels of reserves.

银行在迫于压力募集更多资本金和把储备水平提得更高方面是相当顺从的。

youdao

It will insist on meeting each new borrower personally before offering them a loan, and will fund loans from its own capital reserves.

中行将坚持在提供贷款前会见每一位借款人，并将用自身的资本金储备来提供贷款。

youdao

That requires a theory of capital and they're going to have to invest the reserves in financial assets.

这需要借助于资本理论,并且还要将储备资金,投资于金融资产。

耶鲁公开课 - 金融市场课程节选

This has happened so many times in history that governments around the world now regulate banks and tell them that they have to hold a minimum amount of reserves and have a minimum amount of capital.

这在历史上已经发生多次了,如今,各国政府都在进行银行监管,并且告诉他们,他们必须留存最小金额的准备金,以及最小金额的资本金

耶鲁公开课 - 金融市场课程节选

And since our capital reserves and options are limited, every small business CEO makes decisions every day that are at once as much about survival as success.

FORBES: Operate For Survival And Plan For Success

The balance sheet for the whole Eurosystem (including all the national central banks) shows almost half a trillion euros in capital and revaluation reserves.

FORBES: Revised TARGET2 Paper & Implications for ECB of Cyprus Exit

The snag is that a small revaluation is likely to increase expectations of another future appreciation, attracting yet more speculative capital and swelling foreign reserves further.

ECONOMIST: Economics focus