Charges for visa, residence permit, oversea students' insurance, physical check-up or certification for physical check-up are paid to related offices directly.

签证费、居留许可费、留学生保险、体检等费用由留学生直接交给相关单位。

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OneCard, for instance, takes 7-10% from retailers and also charges customers for topping up with pre-paid cards.

ECONOMIST: Online payments

When a competitor comes in and offers customers the same information for free, the company that charges its customers must come up with a new business model fast or explain how their paid service is worth the price compared to the free service.

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