同时贷款方还会参考家庭其它债务，比如汽车月款(Car Loan)，学费贷款(College Tuition Loan)，信用卡欠款(Credit Card Debt)等。每家银行对于比例规定不同，这些债务加上住房花费不能超过月收入的45%。
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college tuition loan
大学学费贷款
以上为机器翻译结果，长、整句建议使用 人工翻译 。
The problem sometimes is that students entering college take on huge amounts of debt to fund increasingly expensive college tuition costs with the expectation that their salaries after graduation will be able to cover the loan payments.
FORBES: More Evidence On The Student Debt Crisis: Average Grad's Loan Jumps To $27,000
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