The forming of personal credit needs a long-term course and its system construction is complicated as well.
个人信用的形成需要一个长期的过程，它的体系构建同样是一个比较复杂的系统。
And we should reconstruct and improve our society credit system by the means of accelerating construction of enterprise and personal credit investigation system.
我们应该加快企业和个人征信体系的建设，以此来促进整个社会信用体系的重建和完善。
Nowadays the construction of the personal credit information collection system is in vigorous process in China.
当前中国，个人信用征信系统的建设正在轰轰烈烈地进行着。
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