The concept of financial core competence is a combination of enterprise ability theory and financial management theory.

财务核心能力概念的提出是企业能力理论和财务管理理论的结合。

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Commercial Banks personal financial service is going to be the core business which could strengthen Banks customer loyalty, increase Banks competitiveness, as well as enhancing risk control ability.

商业银行个人理财业务逐渐成为商业银行增强客户忠诚度、提高银行竞争力、更好地管理客户风险、提高银行风险对冲和管理能力的重要业务方式。

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