The card looks like a credit card, and ACTS like a credit card but will have a limit depending on the amount of money that secures the card.

卡宛如信用卡但行为像信用卡将会有一个限度取决于担保的金额卡。

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Credit Limit the maximum amount of credit a bank or other lender will extend to customers on a single credit card.

信用额度银行或其他借方允许客户用信用卡透支的最高金额。

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According to a recent CardHub.com study, in the absence of a true credit limit, issuers report to credit bureaus either the highest balance reached with an NPSL card over a certain period of time or its revolving credit limit for the determination of credit utilization.

FORBES: The Pitfalls of No Pre-Set Spending Limit Credit Cards

"As a younger teen, I actually received a credit card and didn't know my spending limit and that kind of thing, so I maxed out the credit card and was penalized for it, and that's why I don't have one now, " Shaw said, explaining her previous troubles with credit.

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If your revolving credit limit is reported and your spending ends up surpassing it as a result of all the encouragement from your credit card company, your credit utilization will reach 100 percent.

FORBES: The Pitfalls of No Pre-Set Spending Limit Credit Cards