The system includes credit risk evaluation, credit risk measurement, credit risk pricing, credit risk control and credit risk culture.

该体系主要包括信用风险评估、信用风险度量、信用风险定价、信用风险控制和信用风险文化五个子系统组成。

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Then, the key element of this management system was analysed detailedly, such as environment, credit, culture, marketing, risk, organization and technique.

然后详细的分析了我国网络银行管理系统的各个要素，即环境，信用文化，营销，风险，组织运行和技术平台。

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Credit culture and disclosure are being improved, and prudential standards are being strengthened, for instance in risk concentration, connected lending and liquidity management.

CNN: REFORM IS CRUCIAL