Experimental results show that the model of credit scoring built by the algorithm is compact, comprehensible and accurate.

实验结果显示，该算法建立的客户信用度评分模型简洁、易懂和准确率高。

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Credit risk is the main risk taken by commercial Banks. Credit risk measurement models include Expert Judgment, Credit Scoring, Neural Network Analysis as well as Modern Default Probability model.

信用风险是商业银行面临的主要风险，信用风险的度量模型有专家判断法、信用评分法、神经网络分析法以及现代违约概率模型等。

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A. FICO is the most commonly used credit scoring model.

FORBES: What is Your Money IQ?

The researcher thought to add another factor to the credit-scoring model: the competitiveness of the schools the students attended.

FORBES: Practical Implications

We don't know what are the parameters of this credit-scoring model.

NPR: Credit-Reporting Agencies Create New Scoring Format