Credit risk is the main risk taken by commercial Banks. Credit risk measurement models include Expert Judgment, Credit Scoring, Neural Network Analysis as well as Modern Default Probability model.

信用风险是商业银行面临的主要风险，信用风险的度量模型有专家判断法、信用评分法、神经网络分析法以及现代违约概率模型等。

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This paper investigates the credit scoring accuracy of three naive Bayesian classifier models.

论文研究了三种朴素贝叶斯分类器信用评估模型的精度。

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This series of blog posts tries to cover the theory behind credit scoring and models typically used in consumer lending domain.

本系列博文将针对消费贷款领域的信用评分及其模型进行相关研究探讨。

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Lenders traditionally do not like having to change the credit scoring models they're using.

NPR: Credit-Reporting Agencies Create New Scoring Format

For small businesses that often get burned by bank credit scoring models, these sites can help ease the pain with straightforward approvals for relatively small loans.

FORBES: Banking 2.0: New Capital Connections For Entrepreneurs

The study found that the majority of consumers received credit scores that were similar across the different scoring models.

FORBES: This Week in Credit Card News