Both the mortgage delinquency ratio and rescheduled loan ratio remained unchanged at 0.01 percent and 0.04 percent respectively in February.

抵押贷款不良比例及重新安排贷款比例，两项基本保持不变，二月份分别为0.01%及0.04%。

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Mortgage-loan delinquency (ratio of borrowers 60 or more days past due) has risen approximately 54 percent from the same quarter of 2007, estimates TransUnion.com.

估计按揭贷款拖欠率（逾期还款60日及以上）比2007年同期上涨了54%。

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The substantial drop in delinquency rate and loan-to-value ratio for borrowers who purchased homes in the years after 2007 is likely a product of the tightened lending standards implemented in the post-bubble housing market.

FORBES: Getting to Know Underwater Homeowners