Insurance companies are in the business of assuming risk on behalf of their customers in exchange for a fee, called premium.

保险公司从事之业务就是代表客户承担危险，作为互换，公司向客户收取费用——保险费。

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Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium.

保险定义为公平转移风险损失，从一个实体到另一个，换取保费。

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RMB exchange rate has a quicker response to information after the reform. The return has neither a characteristic of leverage effect nor a risk premium effect.

汇改后，人民币汇率对信息反应速度有所提高，既不存在杠杆效应，也不存在风险溢价效应。

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There would, on the other hand, be a useful fall in interest rates, because investors would no longer demand a premium for the risk that the exchange-rate peg would be broken.

ECONOMIST: The ECB heads for turbulence

Bart Melek, vice president and director, head of commodity strategy, rates and foreign exchange research at TD Securities, said just chatter from Iran and Israel could push the risk premium on crude higher.

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