The main problem facing the small and medium financial institutions are still lowering the rate of non-performing loans and promoting asset quality.
同时发现，吉林省的中小金融机构面临的主要问题依然是如何降低不良贷款率、提高资产质量。
In this sense, non-performing asset features enormous adverse financial externality.
在这个意义上，不良资产具有巨大的金融负外部性。
It can not only reduce the disposal cost of non-performing assets, but also enhance the cash-asset ratio and take precautions against financial risks.
运用这一手段处置金融不良资产可以降低资产处置成本，提高资产回收率，防范和化解金融风险。
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