First Direct bank has 200, 000 text bankers, of which 16% are over 50.

BBC: Grandmother discovers joy of text

Ten lenders including Halifax, Lloyds TSB, the Woolwich, First Direct, Royal Bank of Scotland and NatWest all said they were reducing their SVR by half a percentage point shortly after the cut.

BBC: Mortgage plan is 'an aspiration'

He is alleged to have allowed his company bank account, First Direct Recovery Ltd, to be used to launder criminal proceeds of the fraud.

BBC: Five accused over escort site scam