And a fixed-rate loan is safer than an adjustable one.

而固定利率贷款比可调利率贷款更安全。

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Also, replacing revolving credit with a fixed-rate loan should boost your credit score, Karnani says.

还有，用固定利率贷款取代周转贷款会增加你的信用积分，Karnani说。

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The measures will also require applicants for short-term mortgages at today's low rates to meet the higher income standards needed for a five-year, fixed-rate loan.

这些措施还要求短期抵押贷款(目前利率低)的申请者能符合5年期固定利率贷款的较高收入标准。

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In America,the traditional way to finance a home purchase is with a thirty-year, fixed-rate mortgage loan.

VOA: special.2011.01.24

They fail to grasp the potential benefits of a long-term fixed-rate loan because they do not understand risk properly.

ECONOMIST: No he can't

According to the financial information service Moneyfacts, the average cost of a two-year fixed-rate loan, for someone with a 25% deposit, is currently 4.28%.

BBC: More fixed-rate mortgages go up

It allows a homeowner to refinance her mortgage with a low-interest, fixed-rate loan, even if she owes more than her home is worth.

FORBES: Refinance Your Mortgage (Even If You Have No Equity)