Establishing a good credit-risk management system is the key to secure operation of guarantee organization.

建立良好的信用风险管理机制是确保担保机构安全运营的关键。

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In the credit activities, money-raisers usually pay a cost and undertake risk in order to gain the funds. Good money-raisers would get more money at lower cost and risk.

信用活动中，筹资者为获取收益往往要花费一定成本、承担一定风险，资信越好的筹资者能以较小风险筹集到更多低成本资金；

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This paper is written to just make the commercial Banks in China know of the new products, and make good use of them to enhance their own ability of managing credit risk.

本文正是为了使中国的商业银行对这种新型的产品有所了解、并进而利用之提高自身的信用风险管理能力而撰写的。

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Importantly, these bets provide a liquid market for credit risk, which lowers the cost of hedging for those with primary exposure, and provides the market with better information about whether Greece or General Electric is a good credit risk.

FORBES: Credit Derivatives Don't Kill Countries, Politicians Do

Mr. HENDRICKS: Theoretically, if they come out with a better model that dissects you more as a consumer and gives them more precision in figuring out whether you're a good credit risk, that's what would be in it for them.

NPR: Credit-Reporting Agencies Create New Scoring Format

That person takes the risk off of my shoulders so I don't really have to care whether or not you're a good credit risk because they've taken the risk off my shoulders, and in turn, they will make the money off of you paying the interest on the mortgage.

NPR: Will Interest-Rate Cut Really Help?