... 信用危机 credit crisis 信用受让人 grantee of credit 信用合作社 credit cooperative; credit union; loan society ...
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But because of the shortage of personal credit system, it must have the risk countermeasure to grantee the loan.
但由于个人信用制度的短缺，我国助学贷款的顺利发放还需要有有效的风险防范机制。
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