Whether you rent or own your apartment or house, you should have this type of insurance, as this trend will be in place until 2026.

无论你自己有房还是租房住，都应该买这类保险，因为这一趋势会延续到2026年。

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But mortgage interest payments are not included in the CPI, nor are a variety of other costs, such as house depreciation, buildings insurance and ground rent, and house transaction costs such as estate agents' fees, survey costs and conveyancing charges.

BBC: New inflation measure proposed

That's the annual rent a house would command, minus property taxes, insurance, maintenance costs, losses from occasional vacancies and any fees paid to property managers.

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