The policy underwriters in the insurance industry use a potential client's driving history as one of the factors to determine risks.

保险行业的保险单承保人使用潜在客户的驾驶记录作为确定风险的因素之一。

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Case study: Generating policy applications for the insurance industry.

实例研究：创建保险业的策略应用程序。

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Industry experts agree that it 's best to keep the twin goals of insurance and investment separate and get a simple life cover policy that can be reviewed annually.

许多保险从业人员认为，购买保险时最好将获得保险保障和投资收益区别开来，只购买每年都可以续保的、只提供单纯保险保障的人寿保险。

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Further, aggressive competition in the auto and home insurance industry has caused insurance writers to appeal to consumers on policy pricing, as there is little product differentiation among auto and home insurance policies.

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Are there measures beyond an insurance policy which would make this industry a safer one, but still let people participate?

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The with-profits policy, a mainstay of the life-insurance industry, is especially opaque, says the review.

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