In recent years the trend has been towards some form of universal banking, with the same bank providing both retail and investment services.

近年来的潮流趋向于某种形式的全能银行业，即同一家银行既提供零售银行服务，又提供投资银行服务。

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The bank made money from its Investment Banking arm, which includes financial advisory services and equity underwriting.

高盛的投行业务实现了盈利，包括金融咨询服务和股票承销。

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Investment banking generates fees deal by deal, while brokerage services can generate continuing streams of income.

投行从其承揽的每宗交易中收取服务费，而经纪服务则可以保证收入的源源不断。

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But the story is very different for investment banking services that ironically benefited over the period due to the low interest rates.

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Lazard has always specialised in advising clients rather than offering a full range of investment-banking services.

ECONOMIST: Lazard