How to draw lessons from the credit risk management method of the advanced Banks, promote the management level of loan credit risk of the city commercial Banks, is a arduous mission that we face.

如何借鉴国际银行界先进的信用风险管理方法并运用于我国城市商业银行的风险管理，提升我国城市商业银行的贷款信用风险管理水平，是我们面临的艰巨任务。

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It started with things like assessing credit risk from loan applications, sorting the mail by reading handwritten zip codes.

它是从例如评估贷款申请的信用风险，阅读手写的邮政编码来分类邮件等开始的。

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To reduce risk and achieve acceptable credit evaluation results, INT-CA wants to provide a different customer credit evaluation service to their loan reviewers.

为了减少风险和实现可接受的信用评估结果，INT - CA希望向其贷款审批人员提供不同的客户信用评估服务。

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The three major credit reporting agencies, Equifax, Trans-Union and Experian, collect similar information to help businesses answer a basic question: Is the loan or credit applicant a good risk?

FORBES: Magazine Article

But even if a liquid market in such securities could be created, it would still rely on banks with experienced loan officers to assess the credit risk of small firms.

ECONOMIST: Growing firms need to look beyond the big banks for credit

The three major credit reporting agencies, Equifax (nyse: EFX - news - people ), Trans-Union and Experian, collect similar information to help businesses answer a basic question: Is the loan or credit applicant a good risk?

FORBES: Deciphering A Credit Report