In the past, bank credit was rationed, and other non-bank sources of medium to long-term debt were effectively suppressed.

以往，银行信贷是限量供应的，中长期贷款的其它非银行来源也被有效封堵。

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Take a bank that replaced long-term debt with equity in order to raise its ratio of equity to risk-adjusted assets from 10% to 15%.

银行将债权转为股权，用以将其股权对风险调整资产的比例从10%，调整到15%。

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We find that some information items are highly concerned by the bank lenders, such as long-term debt, short-term debt, core operating income, debt to equity ratio, current ratio and…

我们发现， 银行对长短期借款、主营业务收入、资产负债率、流动比率和速动比率等财务信息高度重视， 对有助于进一步判别企业潜在风险的报表附注信息也比较重视。

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John Lamidey, chief executive of the Consumer Financial Association which represents the eight largest payday loan lenders, said most long-term debt was on credit cards and bank overdrafts and he advised anyone with long-term debt to go to Citizens Advice (CAB).

BBC: Money lending shop ban bid by Medway councillor

In fact, long-term debtholders who have debt claims against the bad bank and equity claims against the good bank will be better off under this plan than if the bank were liquidated or continued to operate as one bank.

WSJ: Banks Need Fewer Carrots and More Sticks

Within two years, the central bank will own 20% of the long-term debt the Japanese government has sold at auction, up from a little over 12% currently, according to some estimates.

WSJ: Japanese Government Bonds Soar