While cash was king for much of 2007, yields on instruments such as money-market accounts and certificates of deposit have dropped along with short-term interest rates.

由于2007年大多数时候都是“现金为王”，货币市场和储蓄存款市场都随着短期利率的下降而下降了。

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Internet Banks now hold 7% of total deposits in so-called money-market accounts, the segment in which they compete hardest (in contrast to basic current accounts and certificates of deposit).

网上银行以经占到货币市场账户存款的7%，而这部分存款的争夺是最激烈的(相比于基本的活期账户和存款凭证)。

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Eberlin, he now has almost 80% of his family's assets "protected from the market" in certificates of deposit and fixed annuities.

于是爱柏林先生把家庭财产中的80%作为银行存款和固定养老金以避免“被市场侵吞”。

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Certainly, many investors are choosing to move their assets away from stocks and into cash products such as money market accounts and certificates of deposit.

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For example, a "single account" is one account category that includes deposits in checking, savings accounts, money market deposit accounts and time deposits such as certificates of deposit (CDs).

FORBES: Magazine Article

Money market funds and cash equivalents (short-term certificates of deposit, T-bills) will yield below 1.0 percent for several more years, thereby generating a negative real return.

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