Mortgage lenders use one interest rate to calculate your monthly payment but advertise a different interest rate.

按揭贷款使用一个利率计算你的每月付款，但广告有不同的利率。

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The original principal is disbursed to the borrower at inception, and there is a scheduled monthly payment of principal and interest, which is based on a fixed interest rate and duration.

从一开始，借款人就了解了借贷程序：根据固定的利率和贷款时间，借款人每月需要按规定支付本金和利息。

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By extending the period of housing mortgage loan, the burden of monthly payment of housing buyers, the interest rate risk of monthly payment and of total interest payment increase.

提高住房抵押贷款的还款期限可以降低月还款额，从而减轻还款压力，但同时也增加了月还款额以及贷款期间利息支出总额的利率风险。

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One of his clients who lent her grandchild money for a home down payment created a written agreement that included the loan amount, interest rate and monthly payment.

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According to Oregon State University Extension, creditors may be willing to negotiate by giving you a lower monthly payment, a lower interest rate or even deferring your payment for an amount of time.

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Write down the name, account number, interest rate, minimum monthly payment and balance due.

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