Often times, off-campus housing is more expensive than on-campus housing and while living on campus, you don't have to worry about monthly rent payments and utility bills.

很多时候，校外住宿比昂贵的校内住房，在校园生活，你不必担心，月租费和水电费。

youdao

Even now that he is working steadily, he said, "I can't afford to pay my monthly mortgage payments on my own, so I have to rent rooms out to people to make that happen."

即使现在他工作稳定，他说：“我付不起每月的按揭贷款，所以我不得不把房间租给别人才能还得了贷款。”

youdao

The lists you need: list all your monthly income amounts (estimate an average if you have irregular income); list all your mandatory payments (like rent, auto, power, groceries); list debt payments.

下面是你需要列的：列出你每月所有的收入(收入不固定者估计一平均数)；列出所有的强制性付款(像租金、汽车费用、电费、杂费)；列出所需偿还的债务。

youdao

Eventually they're going to default and get foreclosed, but for maybe like five years, they'll cut your monthly payments down to what you would rent, so why not stay?

FORBES: How have your funds been doing lately?

Even though private companies spend less, on average, than individuals for rent payments, inevitably there are some businesses that still struggle with the monthly expenditure and look for ways to stretch payments out over time.

FORBES: Connect

Start by taking stock of your monthly expenses mortgage or rent, insurance, utilities, food, clothing, car payments and other bills to see exactly how much money you would need to get by for nine months to one year.

WSJ: Your Emergency Fund Needs a Boost