The mortgage delinquency rate of 5.82% was the highest since 1985 and up from the 4.95% seen in the fourth quarter of 2006.

另外，5.82%的还款拖欠率高于2006年同期的4.95%，达到自1985年以来的峰值。

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Both the mortgage delinquency ratio and rescheduled loan ratio remained unchanged at 0.01 percent and 0.04 percent respectively in February.

抵押贷款不良比例及重新安排贷款比例，两项基本保持不变，二月份分别为0.01%及0.04%。

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Mortgage-loan delinquency (ratio of borrowers 60 or more days past due) has risen approximately 54 percent from the same quarter of 2007, estimates TransUnion.com.

估计按揭贷款拖欠率（逾期还款60日及以上）比2007年同期上涨了54%。

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Also, mortgage delinquency rates also portend a more stable housing market than many think.

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Home prices there have been plunging for years, and the mortgage delinquency rate is currently in double digits.

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According to the Mortgage Bankers Association, the delinquency rate was 22% in the fourth quarter of 2008, compared with only 5% for prime loans.

ECONOMIST: Home ownership