abstract:The New Year Card is a secular version of Christmas Card, of which is also historically derived. It is mostly used between non-religious persons, who have no interest to refer on Christmas nor to use Christian symbols.
The CFPB, a new agency that gained authority over credit-card issues last year, examined the problem over the summer but hadn't previously signaled changes.
At the end of the year, Bank of America sent some of its BlackBerry-using customers in New York a memory card with an NFC chip capable of making a wireless payment when waved in front of special terminals found in subway stations, drug stores and taxi cabs.