The convenience of online banking appeals to the kind of customer banks most want to keep.

网上银行的便利吸引了银行最想留住的那类客户。

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Besides, many banks added online access, and online banking and bill paying became widespread.

此外，许多银行开通了网上银行，因此在线办理银行业务和网络支付变得很普遍。

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Online banking is "an implicit bet that rates won't rise too far," says one banker.

“毫无疑问，选择网上银行就是在赌利率不会大幅上升。”一位银行家说。

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Many banks use their own information-technology people to develop their online-banking service, which can be expensive.

ECONOMIST: Internet banking

Cubby is built on LogMeIn's own cloud data sync and storage service - not hosted on a third party cloud data platform - and takes advantage of the same online-banking-level encryption capabilities used in LogMeIn's connectivity offerings (like LogMeIn Free and Pro, LogMeIn Rescue and join.me).

ENGADGET: LogMeIn prices Cubby cloud storage in Basic and Pro tiers

Those factors, along with a growing familiarity among consumers, indicate online-only banking "may finally have hit a tipping point, " says Sherief Meleis, a partner with Novantas.

WSJ: Online-Only Banks Start to Yield More Than a Virtual Advantage