Open a savings account that does not charge ridiculous fees to withdraw money.

开立一个取钱时不荒唐地收取费用的储蓄账户。

《柯林斯英汉双解大词典》

We have been purchasing supplies from Shanghai Corporation for the last nine months on a cash basis and wish to open a charge account for future transactions with your company.

九个月以来，我们一直用现金支付的方式在上海公司购货，但是，关于以后的交易，我们希望能够在贵公司开设一个赊购帐户。

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If your account has been open longer than three or six months, the bank most likely does not charge a fee.

FORBES: Fed Up With Fees? 5 Steps To Switch Your Bank