Transaction Over-The-Counter a transaction on a customer's account made at the settlement counter of the bank, requiring the teller to process it.

电子交易通过自动柜员机、电话或互联网完成对客户账户的交易。电子交易不需要银行投入员工。

youdao

For example, if a fund buys over-the-counter stocks, it doesn't pay the broker a set fee but has the transaction cost built into the stock's price.

例如，基金买卖场外交易的证券时，因为股票买入价已包含了经纪佣金，固基金毋须再分开支付该项费用。

youdao

But a banking transaction over the internet costs a mere 1% of an over-the-counter transaction at a branch.

ECONOMIST: Idea