In our country, the law of personal credit loan is still blank, only the applicable object of credit law is the productive enterprise, not the personal credit.

我国在个人信用贷款方面的法律依然是空白，仅有的信贷法律适用对象都是生产型的企业，而不是个人信贷。

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"Credit limit" means, for a personal instalment loan or personal revolving loan, the credit limit set out in the approval for the product (as we may vary from time to time).

“信贷限额”(就私人分期贷款或私人循环贷款)指有关产品之批核所订的信贷限额(可由我们不时修改)。

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With the development of the consumptive credit loan, commercial Banks have to focus on how to avoid personal credit risk and improve efficiency for more profit.

在大力发展消费信贷以求增加利润时，如何规避个人信用风险已成为商业银行关注的焦点。

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"It's almost taboo to have a loan on your personal self, " says Puneet Matta, head of wealth management for Credit Suisse in India.

WSJ: Indians Are Better Off than Americans

Her personal credit was in the dumps and, consequently, her bank had no desire to give her a loan.

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