Finally, this paper concluded five Suggestions that strengthen the entire process of credit risk management of Bank of China in Shaanxi.
最后总结出加强中国银行陕西省分行信贷风险全过程管理的五点结论性意见。
It can manage the customer resource, avoid the lost of customer, hold the big customer, master the customer credit, control sales process and prevent management risk.
管理好客户资源，控制客户流失，留住大客户；掌握用户信誉度，控制销售进程，防范经营风险。
Commercial Banks should improve the management of credit risk in the credit business through the whole process to prevent and lower credit risk.
将信贷风险防范和控制前移，使信贷风险的管理贯穿于信贷业务的整个过程，进而降低商业银行的不良贷款。
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