Switching and redemption may be subject to fees and charges. for details, please refer to the offering documents principal brochure of the respective fund or plan.

调配或提取资产或需征收收费及费用，详情请参阅有关基金与计划之销售说明文件及产品销售说明书。

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They give information on factors like charges and redemption penalties, but do not give any information on past performance, and do not make any recommendations.

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