This is likely to start with additional asymmetrical rate hikes to narrow the gap between lending and borrowing costs and may also mean higher required reserve ratios for Banks in the coming months.

在未来几个月中，这很有可能导致额外的不对称加息，以收窄存贷款成本之间的空隙，同时还意味着提高银行储备金的比率。

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On the other hand, the change of benchmark rate or required reserve ratio may bring a policy signal to capital market and alter both of the anticipation and decision of market participants.

另一方面如基准利率、法定准备金率等发生变动可能给市场带来一定的政策信号，改变市场参与者未来预期并影响其决策行为。

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Some issuers no longer provide full disclosure of the terms of the penalty rate, or fail to correctly follow disclosure requirements required by the new Federal Reserve rules.

FORBES: Many Credit Card Issuers Hiding Penalty Rates, Study Finds