The futurein order todeal with continuouslyraisethedepositreserveratio, commercialBanksorwillintensify the asset "mercy", throughselling holdingsassetstocope with tighteningliquidity.
The aggregate tier one common capital ratio - assets held in reserve as a buffer against financial troubles - would fall from an actual 11.1% in the third quarter of 2012 to 7.7% in the fourth quarter of 2014 in the hypothetical stress scenario.