The vibrancy of America's retail banking market owes something to its fragmentation.

美国零售银行业市场的生机勃勃在某种程度上应归功于它的碎片化。

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The success of western commercial Banks in global retail banking market is not overnight, and they also went through a difficult transformation.

西方商业银行在全球零售银行业务市场的成功并不是一蹴而就的，它们同样经历了一场艰难的变革。

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Now SBI and some of its emerging-market peers are teaching the world how to use technology to lower the cost of retail banking, using mobile phones, portable ATMs and the Internet.

如今，印度国家银行以及新兴市场的一些同类银行正在教导世界，该如何利用技术降低零售银行业的成本，其手段包括利用手机、便携式自动柜员机以及因特网。

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For the Chancellor, George Osborne, the point of the sale is to stimulate competition in the retail banking market.

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The vibrancy of America's retail banking market owes something to its fragmentation.

ECONOMIST: Retail banks

For foreign banks, that represents one of the few remaining opportunities to enter Brazil's potentially fast-growing retail-banking market.

ECONOMIST: Brazilian banking