Mortgage lending is still profitable, yet in June it was 3% lower than a year earlier, while net consumer borrowing fell for a second month.

按揭贷款仍然是有利可图的，然而6月比去年同期下降3%，并且净消费贷款连续两个月下滑。

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Also, the interest rate of mortgage loans for second apartment buyers increased to 1.1 times the benchmark one-year lending rate.

而且，购买第二套住宅的抵押贷款利率上升至基准一年期借款利率的1.1倍。

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However it massively increased its share of the mortgage market, taking 18.9% of all net mortgage lending in the UK against its previous peak of 14.5%, seen in the second half of 2006.

BBC: Northern Rock has been heavily hit by the sub-prime crisis