The agreement will take effect once twenty-five countries have ratified it into law after signing it.

VOA: special.2009.12.08

And meanwhile, there are a set of reforms that begin to take into effect this year, so I want to talk about this.

WHITEHOUSE: President Obama Speaks about Health Reform in Iowa City

Now, the reason that I'm not proposing the discretionary freeze take into effect this year -- we prepared a budget for 2010, it's now going forward -- is, again, I am just listening to the consensus among people who know the economy best.

WHITEHOUSE: President Obama Takes Questions at GOP House Issues Conference | The White House

First of all, it does not take into account the effect of investment fees, such as management fees and trading commissions, on your returns.

FORBES: How To Double Your Money Every 6 Years