The flipside of this is that Mr Stern shuns the traditional approach of doing local deals, as big employers nowadays tend to operate on at least a national scale.

ECONOMIST: Face value

The same time the flips - the other flipside of this is also that those people who managed to move into their own homes had to borrow more money, had to take out more exotic mortgages - options only, adjust rate mortgages - that left them ultimately more vulnerable.

NPR: Is Housing Market Squeezing Out the Middle Class?

Of course, the flipside to this is that the toys themselves unlock content already on the disc.

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