Proposed Insured must be one of the Insured Person (s).

投保人必须为其中一名受保人。

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When the insurance policy matures, the insured person will receive the capital sum agreed.

保险单到期时，投保人会得到一笔总括性付款。

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According to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.

根据共同保险条款，保险人通常必须付全部费用的百分之二十。

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Takia Walker, 29, had co-signed the vehicle's lease, acquired the car under false pretense and allowed another person who wasn't insured to drive it, the official said.

WSJ: Suspect Sought in Crash That Killed Young Couple in Brooklyn

The second failure in insurance markets is moral hazard: a person who is insured has less incentive to act carefully than an uninsured person.

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