农村金融体系的市场逻辑与中国经验 关键词：农村金融体系 正式金融 非正式金融 市场逻辑 [gap=22289]Key words: Rural financial System; formal finance; informal finance; market-based logic;
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This difference leads to the co-existence of the rural financial system and the formal financial system but they are not mutually replaceable.
这种差异造成农村金融和正规金融并存的局面。但是合理的看法是正规金融与农村金融是并行存在的关系，而非相互替代的关系。
The article detailed analysis of the rural financial system in the operation of the financial risks and on how to improve the rural financial environment thinking.
文章详细分析了农村金融体系运行中的金融风险，并就如何改善农村金融环境提出思考。
At present, there are many defects in our rural financial system, which make it inefficient, the promotion to rural economy is not distinct.
目前我国的金融体系存在许多缺陷，形成了一个相对低效的农村金融制度安排，使得农村金融对农村经济的促进作用并不明显。
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