Under a DB scheme, it was up to the employer to fill any hole in the fund caused by a market shortfall; in a DC plan, the employee bears all the market risk.

在DB计划项下，雇主必须弥补由于市场短缺而造成的资金缺口；而在DC计划中，雇员则需要承担全部市场风险。

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Michigan closed its defined-benefit scheme to entrants back in 1997 and Alaska moved to a defined-contribution plan for new staff in 2006.

密歇根州在1997年就不再对新员工实行养老金固定收益计划，阿拉斯加州于2006年实行了对新员工的养老金固定缴款计划。

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But Rod Bluh, the council's boss, is clear about the main thrust of the scheme: "If this works, we plan to sell networks to other councils."

但市议会长官罗德•布卢很清楚该计划的主攻方向：“如果这个[网]运转有效，我们计划把网络卖给其他市议会。”

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English Heritage plan to take the Blue Plaque scheme to three more cities outside the capital in the near future.

BBC: News | Entertainment | Blue plaque to honour Lennon

Despite official reluctance to push a national scheme, the Manchester plan suggests that the government is still committed to road pricing, if not for the country as a whole then at least for its big cities.

ECONOMIST: Congestion charging comes to Manchester

By then, campaigners for a northern assembly hope to have completed their scheme to set up a constitutional convention to devise a plan for northern regional government.

ECONOMIST: A northern holy grail