These are the cells that tell us to take out a mortgage we can't afford, or run up credit card debt when we should be saving for retirement.

就是这些区域的脑细胞，告诉我们接受实际上买不起的按揭，或者当我们应该为退休而储蓄时，让我们借用信用卡债务。

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I routinely take out a credit card and show it to managers when I'm speaking about design debt.

我通常都是拿出一张信用卡，并在谈到设计债时向管理员展示它的。

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When you don't have the money to pay for your doctor visit it can be easy to put the bill on a credit card or even to take a loan out to avoid collections.

当你没钱支付医生的诊疗费时，为了避免收账代理商来要钱，你就很容易透支信用卡来交这些费用，甚至会借贷款来交费。

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University officials said it would be up to the campuses to work out how students would be selected and whether they would have a choice which track to take, but all would get credit.

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"It's a whole new skill set to develop: to convince people to actually take out their credit card, even for one cent, " said Robert Kyncl, YouTube's vice president and global head of content partnerships, told reporters at the March event.

NPR: YouTube Said Set To Soon Launch Pay Channels

Much in the same conceptual way as bad debt is repackaged as an attractive investment at scale ( remember how that turned out?), a terminally credit-fueled economic culture allows us to routinely take on debt based on our fears and to feel that we are spending what we have borrowed on chasing our hopes.

FORBES: In Our Fear-Based Economy, Fiscal Cliff Talks Obsess Over Income, Ignore Net Worth