The mosttroublingof theshort-lived HFCs wereinvented to replacechlorofluorocarbons, refrigerants that were thinning the ozone layerin theupperatmosphere, andwere also a majorwarmingagent.
Troubling for more traditional regional banks a layer or two down from the very biggest U.S. banks are rules that may force them to raise capital and, bankers argue, restrict lending.