"This kind of technology can be very alluring, " said Mark Borkowski, assistant commissioner at the U.S. Customs and Border Protection Office of Technology Innovation and Acquisition.

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The plans "are very alluring for people who want to create some extra cash, " says Don Linzer, chief executive of Schneider Downs Wealth Management Advisors in Pittsburgh.

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"At one time that was very alluring, " Graziano observes.

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