We also run a voluntary savings scheme and a sports and social club.
我们还有一项自愿存款计划,并有一个运动和社交俱乐部。
It comes with both obligatory and voluntary savings programmes for the borrowers.
它带有强制性和自愿既节省了借款人的方案。
It's voluntary, but that in and of itself could end up boosting savings rates significantly.
这是自愿的但本身会终结储蓄率的显著提高。
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