When it comes to insurance claims, the rule of measuring insured losses affects the vital interests of the insurance parties.

保险理赔时，按照何种规则计量被保险人的损失，关乎保险双方当事人的切身利益。

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Why should not more of the losses fall on creditors, other than the insured depositors?

为什么存款保险人之外的债权人等就不该承担更多的损失？

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They will undertake to compensate you for the losses according to the risks insured.

他们将根据所投保的险别，对损失负责赔偿。

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For the insurance company also gets to hold that premium income until the insured losses need to be paid.

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Over time, in a competitive market, we actually expect them to lose on the actual business of collecting premiums and paying out for insured losses.

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Insurance companies use this module to assess and estimate insured losses by applying the policy conditions of those in the region to the total loss estimates.

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