Marjorie Baer used to joke about her retirement plans.

玛乔丽·贝尔曾经拿她的退休计划开玩笑。

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Almost half of us households own stocks and bonds in the form of mutual funds, most of those through retirement plans.

几乎半数美国家庭以共同基金的形式持有股票和债券，而其中的多数有关系到他们的退休计划。

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Now, if you are someone with your retirement plans all set and ready to go, this article will be way too basic for you.

如果你现在已经想好你的退休计划，并且准备去开始你的计划，这篇文章对你来说太基础了。

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Those without retirement plans can check a box on their tax returns to get their refunds as a savings bond.

VOA: standard.2009.09.05

President Obama said the government will make it easier for workers at small businesses to automatically enroll in retirement savings plans.

VOA: standard.2009.09.05

The weight of massive retirement plans cut into profits, so naturally there was only one solution.

FORBES: What Europe And State Governments Should Learn From American Airlines

The statistics indicate the majority of the retirement plans in existence are small plans.

FORBES: Another Perspective on the Shifting 401(k) Landscape: David Witz of Fiduciary Risk Assessment LLC (March 20,2008)

Enron crushed the retirement plans of thousands of workers who had invested heavily in the company.

FORBES: The Enron Era: Perps In Pinstripes