In the Fed's July quarterly survey of senior loan officers, a large percentage of Banks reported that they had tightened lending standards.

在七月份美联储对高级信贷员的季度调查问卷中，一大部分银行都声称他们收紧了贷款标准。

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The problem is, with house prices still in free fall and unemployment rising, tight lending standards, as evidenced by the latest survey of senior loan officers, make sense.

但当前的问题是，由于房价仍在直线下跌，失业人数不断增加，收紧信贷标准是有必要的；最新的高级信贷员调查也验证了这一点。

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In the most recent survey of banks' senior loan-officers, 19.2% reported a tightening of lending standards to large and medium-sized firms, up from 7.5% three months earlier, and zero a year ago.

ECONOMIST: Business and the credit crunch